top of page

Commercial Crime Insurance

Screenshot 2024-01-13 170312.png

What is Crime Insurance?

Crime Insurance is designed to safeguard businesses and individuals from the financial impact of crimes such as theft, fraud, embezzlement, forgery, and other dishonest acts committed by employees or third parties.

Crime insurance policies typically cover losses related to the theft of money, securities, or property by employees or outsiders.


The coverage included in any given policy can vary, so Maxam Assurance Agency will help customize your crime insurance policy based on your specific needs and potential risks.

What Does Crime Insurance Cover?

A typical crime insurance policy contains various parts and may include any or all of the following:

Employee Dishonesty / Client Coverage: Protects against losses due to theft, embezzlement, or fraud committed by employees.

Forgery or Alteration: Covers losses resulting from forged or altered checks, drafts, or promissory notes. Can also include automatic credit card forgery.

Theft of Money and Securities (Inside or Outside the Premises): Insures against the theft of money, securities, or property from the premises, safe, or while in transit.

Computer and Funds Transfer Fraud: Protects against losses caused by unauthorized access to computer systems or fraudulent electronic funds transfers.

Money Orders and Counterfeit Currency Fraud

Screenshot 2024-01-13 170600.png

Who Needs Crime Insurance?

Whether you run a retail store, financial institution, nonprofit, or any entity handling valuable assets, crime insurance is your shield against potential financial crimes.  

Types of companies that typically require crime insurance include:

  • Retail Businesses: Protects against theft and employee dishonesty.

  • Financial Institutions: Safeguards against fraud, embezzlement, and other financial crimes.

  • Professional Services Firms: Provides coverage for employee dishonesty and fraud.

  • Nonprofit Organizations: Guards against financial crimes within the organization.

  • Healthcare Providers: Covers potential losses from internal or external fraud.

  • Educational Institutions: Protects against theft and fraud in schools and universities.

  • Manufacturing Companies: Safeguards against employee dishonesty and theft of materials.

  • Construction Companies: Offers protection against theft and employee fraud.

  • Hospitality Industry: Covers theft and employee dishonesty in hotels, restaurants, etc.

  • Technology Companies: Protects against cyber fraud and computer-related crimes.


Don't leave your business vulnerable – consider crime insurance to fortify your defenses and ensure financial security.

Book a Free Crime Insruance Consultation Call

We offer a complimentary consultation call. This quick yet valuable session is designed to provide you with personalized insurance insights and guidance. During this brief chat, we'll discuss your insurance needs, address any questions or concerns you may have, and explore potential coverage options tailored to your unique circumstances.

bottom of page